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Welcome to my channel where I share my journey of cash budgeting as a 40-year-old mother of 3 adult children and being  married for 20 years. I am a small business owner of affirmation based apparel and accessories, but I really need to get on top of my finances for the future.  Join me as I navigate the world of managing finances, setting goals, and finding creative ways to save for the future. Let's do this together!